12-Week Cash Flow Builder
Know exactly when cash gets tight — before it does. Answer a few questions in plain English and download a CFO-grade forecast as a live Excel spreadsheet.
One-time purchase · No subscription · Your numbers are never stored
How it works
Have a conversation
Candice's AI CFO interviews you about your business — starting cash, income sources, expenses, and when each one is actually paid. Plain English is all it needs.
It builds your forecast
Every payment lands in the week it really happens. Monthly rent in full, in its week. Fortnightly wages every second week. Customers on 30-day terms paying four weeks late. No smearing costs evenly — that hides exactly what a cash flow should show.
Download live Excel
A styled 12-week spreadsheet with real formulas — bank balance rolls forward week to week, so you can keep it updated yourself. Plus a CFO read on your lowest cash week and what to do about it.
Cash flow is where businesses live or die
Profitable businesses run out of cash all the time — because profit is a monthly story and cash is a weekly one. A 12-week view, with payments in the right weeks, shows you the dip beforeyou're in it: in time to chase an invoice, delay a cost, or arrange cover.
Built by Candice Tait — fractional CFO for female founders, who has helped raise over US$2 billion for startups.
Your numbers are never stored
The Builder is deliberately stateless. Your conversation lives only in your browser; each answer is processed in memory to build your spreadsheet and then gone. There is no database of your financials. Payment is handled entirely by Stripe — card details never touch us. Anthropic (the AI provider) processes the conversation and does not train on it.
The Cash Flow Builder is a forecasting tool and financial education — not personalised financial advice.
Questions, answered
What exactly do I get?
A guided conversation with Candice's AI CFO that asks about your income, expenses and payment timing, then builds a 12-week cash flow forecast you download as a live Excel spreadsheet — real formulas, so you can keep editing it. You also get a plain-English read on what your forecast means: your lowest cash week, whether you go negative, and what to do about it.
How is this different from a free cash flow template?
Templates smear your monthly costs evenly across weeks, which hides exactly the thing a cash flow forecast exists to show. The Cash Flow Builder places every payment in the week it actually happens — rent lands in full in the week it's paid, fortnightly wages hit every second week, customers on 30-day terms pay you four weeks late, and growth compounds monthly. That's how a CFO builds one.
Do I need to know finance or Excel?
No. You answer questions in plain English — 'rent is $2,000 a month, paid on the 1st' is enough. The finished spreadsheet uses ordinary Excel formulas you can see and change.
Is my financial data stored anywhere?
No. The tool is deliberately stateless: your conversation lives only in your browser, each answer is processed in memory to build your forecast, and nothing is saved to any database. The only record of your purchase is Stripe's payment receipt. Anthropic processes the conversation to build the spreadsheet and does not train on it.
Is this a subscription?
No — it's a one-time purchase of USD $28. That includes multiple interview sessions and spreadsheet downloads, so you can rebuild your forecast as things change over the coming weeks.
Is this financial advice?
The Cash Flow Builder is a forecasting tool and financial education, not personalised financial advice. For advice on your specific situation, talk to your accountant or get in touch about working with Candice directly.
Already bought it? Open the link from your purchase to jump back in, or email candice@foundedtobecounted.comif you're stuck.